We close the gap between your income and expenses
Help you live within your means
We keep you on track
We help reduce and/or eliminate your debt
Help grow your net worth
We do the work for you
Since 2009, we have led the effort to bring what the rich and famous have enjoyed for many years to the average individual, couple, and family: wise and effective financial stewardship. We have been at the forefront implementing on behalf of our clients what Dave Ramsey, Suzi Orman, and others have been teaching in their seminars and radio programs. We do the work for you.
WE HAVE THREE PROGRAMS TO HELP YOU
Budget Coaching: one plus hours of personal budget coaching where we create your personal Cash Management Plan (CMP). You will then implement and maintain your plan on your own.
Debt Freedom Program: Here we go after your debt by setting up a financial plan to eliminate all your debt over a set period of time, usually going after the debt with the highest interest rate first called "snowballing". We can at times make efforts to talk with creditors to lower your interest rates as well.
Financial Freedom Program: Here we not only create your Cash Management Plan and eliminate your debt, but will also pay all your monthly bills for you, set money aside for every-so-often bills, plan for future financial events such as college, weddings, next vehicle, retirement, etc. We also become your personal advisor for the many financial decisions that come along: Should I lend money to a relative? Should we buy or rent? Lease or own? Should we have a Trust? You will know where your money is going. The arguments over money will be greatly minimized, and you'll experience financial peace.
Our mission is to help you experience sound financial stewardship by first creating a very simple yet comprehensive Cash Management Plan (budget) and maintaining it each month. We then begin paying your monthly bills, creating savings accounts for save-to-pay bill that come throughout the year. We also create our G-O-O-D Plan (Get Out of Debt plan) and thus eliminate personal debt. In addition, we provide a healthy level of accountability making sure you stay on track with your plan. Finally, we provide wise counsel as needed for the various financial decisions that present themselves.
What We've Achieved for our members:
- We've eliminated debt
- We've avoided late fees
- We've paid bills consistently, without fail, and on time.
- We've saved money to pay every-so-often bills such as property taxes, DMV fees, Christmas, vacation, etc.
- We've created an emergency fund - $2000 minimum.
- We've ended many arguments over money.
- We've stopped financial infidelity.
- We've ended harassing phone calls from creditors.
- We've answered the question: Where is all our money going?
- We've reached financial goals like: weddings, college, next automobile, and retirement.